Fannie Med? Why a “Public Option” Is Hazardous to Your Health (Policy Analysis) 23%

By Alex Beehler39%

7/27/2009, 4:00:00 AM

BS Summary: This article contains 16 faulty reasoning types, including Hasty Generalization, Framing Effect, and Biased Writer Voice, with Negativity Bias as the most egregious example at 12.7% saturation with 75 hits. Analysis detected 590 faulty-reasoning hits from 591 analyzed words, generating a BS Score of 36.3% and a BS Rank of 23% (12,758 of 16,550 articles). This article is better (less manipulative) than 77.10% of the article peer group.

President Obama and other leading Democrats 
have proposed creating a new government 
health insurance program as an option for 
Americans under the age of 65, within the context 
of a new, federally regulated market  typically 
described as a “National Health Insurance 
Exchange.” 
Supporters claim that a new government 
program could deliver higher-quality 
health care at a lower cost than private insurance, 
and that competition from a government program 
would force private insurers to improve. 
A full accounting shows that government 
programs cost more and deliver lower-quality 
care than private insurance. 
The central problem 
with proposals to create a new government program, 
however, is not that government is less 
efficient than private insurers, but that government 
can hide its inefficiencies and draw consumers 
away from private insurance, despite 
offering an inferior product. 
A health insurance “exchange,” where consumers 
choose between private health plans with 
artificially high premiums and a government program 
with artificially low premiums, would not 
increase competition. 
Instead, it would reduce 
competition by driving lower-cost private health 
plans out of business. 
President Obama’s vision of 
a health insurance exchange is not a market, but a 
prelude to a government takeover of the health 
care sector. 
In the process, millions of Americans 
would be ousted from their existing health plans. 
If Congress wants to make health care more 
efficient and increase competition in health 
insurance markets, there are far better options. 
Congress should reject proposals to create a 
new government health insurance program  not 
for the sake of private insurers, who would be 
subject to unfair competition, but for the sake of 
American patients, who would be subject to 
unnecessary morbidity and mortality. 
President Obama and other leading Democrats 
have proposed creating a new government 
health insurance program as an option for 
Americans under the age of 65, within the context 
of a new, federally regulated market  typically 
described as a “National Health Insurance 
Exchange.” 
Supporters claim that a new government 
program could deliver higher-quality 
health care at a lower cost than private insurance, 
and that competition from a government program 
would force private insurers to improve. 
A full accounting shows that government 
programs cost more and deliver lower-quality 
care than private insurance. 
The central problem 
with proposals to create a new government program, 
however, is not that government is less 
efficient than private insurers, but that government 
can hide its inefficiencies and draw consumers 
away from private insurance, despite 
offering an inferior product. 
A health insurance “exchange,” where consumers 
choose between private health plans with 
artificially high premiums and a government program 
with artificially low premiums, would not 
increase competition. 
Instead, it would reduce 
competition by driving lower-cost private health 
plans out of business. 
President Obama’s vision of 
a health insurance exchange is not a market, but a 
prelude to a government takeover of the health 
care sector. 
In the process, millions of Americans 
would be ousted from their existing health plans. 
If Congress wants to make health care more 
efficient and increase competition in health 
insurance markets, there are far better options. 
Congress should reject proposals to create a 
new government health insurance program  not 
for the sake of private insurers, who would be 
subject to unfair competition, but for the sake of 
American patients, who would be subject to 
unnecessary morbidity and mortality. 
Michael F. 
Cannon is director of health policy studies at the Cato Institute and coauthor of Healthy Competition: What’s Holding Back Health Care and How to Free It. 
Confirmation Bias
2%
Anchoring Bias
0%
Availability Heuristic
0%
Representativeness Heuristic
0%
Hindsight Bias
0%
Overconfidence Bias
5.1%
Framing Effect
11%
Loss Aversion
0%
Status Quo Bias
0%
Sunk Cost Effect
0%
Optimism Bias
0%
Pessimism Bias
7.8%
Negativity Bias
12.7%
Self-Serving Bias
0%
Fundamental Attribution Error
0%
Actor-Observer Bias
0%
In-Group Bias
2.4%
Out-Group Homogeneity Bias
0%
Halo Effect
0%
Horn Effect
0%
Dunning-Kruger Effect
0%
Recency Bias
0%
Primacy Effect
0%
Blind-Spot Bias
0%
Ad Hominem
0%
Straw Man
0%
Appeal to Authority
2%
False Dilemma
2.4%
Slippery Slope
8.1%
Circular Reasoning
0%
Hasty Generalization
11.8%
Red Herring
0%
Bandwagon
0%
Appeal to Emotion
5.9%
Begging the Question
2.4%
Post Hoc (False Cause)
2%
Tu Quoque
0%
Burden of Proof
0%
Appeal to Nature
0%
Composition/Division
0%
Anecdotal
0%
No True Scotsman
0%
Ambiguity (Equivocation)
0%
Gambler’s Fallacy
0%
Middle Ground
0%
Personal Incredulity
0%
Special Pleading
0%
Genetic Fallacy
0%
Unattributed Quote
0%
Quote-first Misdirection
0%
Biased Writer Voice
11%
Indoctrination
4.2%
Politically Left Leaning Bias
0%
Politically Right Leaning Bias
9%
Attempt to Sell a Product or Service
0%

591 words analyzed.

Analysis

Hover over highlighted words in the article to view the associated bias or fallacy analysis.