Guide: Student loan options change July 1. What you need to know ^12.8%

NPR - By Cory Turner - 6/10/2026, 11:30 AM

Negativity Bias 18.1% - Biased Writer Voice 12.5% - Loss Aversion 10%

On Wednesday, July 1, a host of new student loan changes from last year's One Big Beautiful Bill Act will kick in, including the end of a short-lived Biden-era repayment plan, the start of two Republican-designed repayment plans and strict new borrowing limits for some students. There's a lot to parse, and not every change will impact... more